Because Flexibility Matters
All decisions are taken locally, we have the flexibility to deliver an unrivalled, personalised member service.
Become A Member
Our credit union is for people, not for profit!
We are a financial co-operative that provides savings and loan facilities for the benefit of our members. As a co-operative, we are owned and controlled by our members, each of whom has one vote (once aged 16 or over) – regardless of how much or how little they have saved.
Each credit union serves members drawn from particular area or group – this is known as a common bond. For many credit unions that common bond is the area they live in. For others the common bond might be the occupation members work in, the employer they work for or, perhaps, members are drawn from a society or association. This common bond is what enables members to know and trust one another. Our common bond is “residence or full time employment within the “old” Moyle District Council Area. Extending from Bushmills to Garron Point, including Armoy, Ballintoy and the surrounding communities.
Members of our credit union enjoy many benefits, including:
No fees – Convenience – Community Benefits
The Proof is in the Numbers
In 2019, Credit unions topped the financial services category in the Ireland RepTrak® 2019 study. With a score of 80.3, they were far ahead of the average score of 59.0 in the sector.
All numbers above refference last quarter
How Do I Join?
Joining is Easy! To be eligible for membership of Ballycastle Credit Union you must be living or working within our common bond area.
To open an account you’ll need the following;
Evidence of Identification
- A current, valid Passport or,
- A current, valid Drivers’ Licence or,
- A current, valid National ID Card (for NI only)
Evidence of Address
- A Utility Bill or
- A Local Authority Document or
- An Official Document for a Government Body or
- A Bank/Building Society Statement dated within the last three months
Evidence of PPS Number (RoI only)
You may also be asked for evidence of your PPS number. For example a document from the Department of Social Protection of the Revenue Commissioners.